How To Apply For Medicare For Disability
The first step to getting medicare coverage if you have a disability is to apply for social security disability benefits.
How to apply for medicare for disability. Office for civil rights. You can keep your medicare coverage for as long as you re medically disabled. Your disability will need to meet the standards set by the social security. You re protected from discrimination. Enroll in a medicare prescription drug plan as early as three months before the 25th month of your social security disability benefits.
If you choose not to apply for medicare disability online you will need to speak with a social security representative at your local office or wait for an appointment with a representative. I d like to go back to work. Apply online for disability benefits. For those that can visit an ssa office phone applications can be processed at 1 800 772 1213. If you receive social security disability benefits or railroad retirement board disability there s no need to apply for medicare.
In this scenario you re automatically signed up for original medicare part a and part b when you ve received 24 months of disability benefits in most cases. You can apply separately for a medicare prescription drug plan medicare part d through a private insurance carrier if you want prescription drug insurance. If you should be eligible for medicare based on your age 65 or over. However medicare isn t limited to only those 65 and up americans of any age are eligible for medicare if they have a qualifying disability. Most people are automatically enrolled in medicare part a and part b once they ve been collecting social security disability insurance ssdi payments for 24 months.
If you are already enrolled in medicare part a and you want to enroll in part b please complete form cms 40b application for enrollment in medicare part b medical insurance. Can i keep my medicare coverage. According to kaiser family foundation data 15 of all medicare beneficiaries are under age 65. How medicare works with other insurance. I m under 65 and have a disability.
If you are applying for medicare part b due to a loss of employment or group health coverage you will also need to complete form cms l564 request for employment. Getting medicare if you have a disability. Medicare drug coverage part d there are specific times when you can sign up for these plans or make changes to coverage you already have.